American Modern

We know you’ll never love your insurance as much as you love your bike. But American Modern® insurance can give you a whole lot to like.

As the official insurance partner of the BMW MOA, you trust us to deliver coverage that fits your bike as perfectly as you do. With options like non-expiring replacement cost coverage and $3,000 in accessory coverage, you’re one call away from discovering the saddlebag full of benefits we provide.


Coverage Highlights

  • Non-expiring replacement cost coverage. This is a big one. Some insurance companies cancel replacement cost when a bike reaches three years. Not us. Add replacement cost coverage when the bike is new—or even up to two model years old—and you keep that level of protection for as long as you own the bike.
  • Street bikes include $3,000 in accessory coverage.
  • Great options like travel loss reimbursement, rental reimbursement, and transport trailer.
  • Multiple discounts for safety course completion, insuring multiple bikes, transferring policies to American Modern, claims-free renewal, and home ownership.

Motorcycle Insurance:
What Aren’t You Thinking About?

There’s motorcycle insurance, and then there’s specialty motorcycle insurance that delivers the perfect fit. Read on and discover why the details of coverage matter. See the article.

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