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Sign up for EZPay Automatic Payments and discover the easier way to pay your insurance bill.
When you enroll in EZPay, a withdrawal is made from the bank account you
specify or charged to your credit card. You choose which day of the month to
pay. Once EZPay begins, we stop mailing invoices—and that means less clutter
in your mailbox!
You can pay in full at the time your policy coverage begins, or you can make a down payment and pay the balance in one or more installments.
Our property programs typically offer a 4-Pay schedule (a down payment followed by three installments). Our recreational programs generally offer a 2-Pay schedule (a 50 percent down payment with the balance due in 60 days). It varies by state and program, so please ask your agent which plan is available in your state. A service fee applies to each installment.
Your personal check is welcome, as is your credit card, or electronic payment from your checking or saving account.
Banks and credit unions offer electronic payment services for both one-time and recurring bills. It is convenient, but the timing of the payment is not the same as the withdrawal from your account. For example, suppose that your insurance bill is due on the 5th, and you request that you bank process the payment that same day. The bank will likely charge your account on the 5th, but the payment to American Modern typically will be made several days later, even up to two weeks later is common.
As such, because we did not receive payment by the due date, your payment will be considered late even if your bank has charged your account on the due date. Please keep that in mind if you opt to have your payment routed electronically. Give yourself some lead time.
