Boat Insurance

Whether you’re on the water every weekend, or just the summer holidays, our Boat program gives you far more than the basics. We accept most watercraft less than 27 feet in length:


  • Runabouts
  • Sport fishers
  • Bass/walleye
  • Ski boat
  • Sailboats
  • Pontoons
  • Hovercraft
  • Performance up to 90 mph
  • Antiques

Personal watercraft, such as a JetSki® or WaveRunner®, are accepted, too. Larger vessels are better served by our Yacht program.


What’s included

  • Liability, BI, and PD
  • Accidental spill pollution
  • Underinsured/uninsured boaters
  • Watersports liability
  • Emergency assistance and towing
  • Fishing gear and personal effects
  • Parts replacement for parts up to 10 years old
  • Medical payments
  • Wreck removal
  • Pet protection


Adding your boat to your homeowners policy may not be the insurance solution you intend, especially if you want an agreed value or replacement cost settlement. Our boat policy gives you separate liability protection, higher limits, and many more options such as emergency assistance, protection from uninsured or underinsured boats, loss of fishing gear, and more.


Your agent can explain all of the options that can customize your protection.


Want more information or a quote?

Your agent can answer your questions and get you a quote. Looking for an agent? Use this search tool to find one near you, or call us at 866-884-6167.

Learn More

Regular boat maintenance extends its life, conserves fuel, and protect the safety of your passengers.

Prepping your boat for that first outing depends on the type of boat – a pontoon, bass boat and ski boat are different – and where it was kept over the winter – in or out of water. Here are five points to consider.

Keep reading   

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