Snowmobile Insurance

Because you will likely be driving your snowmobile off your own property, and on some public roads, you may want coverage comparable to an auto or motorcycle. That’s why our snowmobile is based on what we offer for motorcycles. Importantly, our policy automatically adjusts to meet a state’s minimum coverage requirements even if your policy limits for your own state are normally lower. If you ride beyond our northern border, your coverage extends into Canada, too.


You may be eligible for multiple discounts

  • Being a homeowner
  • Not having a claim in the past year
  • Not having driving violations
  • Completing a safety course
  • Insuring multiple units with us
  • Transferring your policy to us
  • Paying in full
  • Opting for electronic policy documents


Choose your coverage, settlement, and options

  • Liability plus collision and comprehensive (a.k.a. full coverage)
  • Liability plus comprehensive
  • Liability only
  • ACV or replacement cost settlement


Upgrade your policy

  • Increase coverage up to $30,000 for accessories or equipment not provided by the manufacturer
  • Bump up personal effects and safety apparel coverage to $2,500
  • Upgrade towing and emergency expense reimbursement to $200
  • Add coverage for your transport trailer.


Want more information or a quote?

Your agent can answer your questions and get you a quote. Looking for an agent? Use this search tool to find one near you, or call us at 866-884-6167.

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Snowmobile season is here. Don’t forget your pre-season checklist.

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