Yacht Insurance

Our Yacht program covers vessels valued up to $1M, and between 27 to 64 feet in length (houseboats can be longer), such as cruiser, sport fishers, sailboats, pontoons, and performance boats rated up to 120mph. Shorter craft are served by our Boat program.


You can select either full coverage or just liability, and choose an agreed value total loss settlement, replacement cost, or actual cash value. Your policy includes:

  • Protection and indemnity
  • Accidental fuel spill
  • Under/uninsured boaters
  • Search and rescue
  • Watersports liability
  • Wreck removal
  • Pet protection
  • $3,000 for unscheduled dinghy
  • Medical payments at $10,000
  • Captain and crew at $25,000
  • 50% up to $500 haul out
  • $5,000 personal effects
  • $1,000 towing and emergency expense
  • Replacement for parts up to 10 years
  • $3,000 for unscheduled dinghy


The title can be held by an individual, trust, LLC, or corporation.


Your agent can customize the policy further with options for hull damage, bow to stern protection, chartered fishing guide, occasional charters, pro angler, and more.


Want more information or a quote?

Your agent can answer your questions and get you a quote. Looking for an agent? Use this search tool to find one near you, or call us at 866-884-6167.

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