Stay current with e-bikes
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Stay current with e-bikes

by American Modern July 05, 2023

Bicycling is a whole lot easier than it used to be. The addition of a compact battery and motor has turned a bike into an e-bike, helping riders get up hills or across town with a lot less pedal cranking.

Forget about your grandpa’s moped from the 1970s. E-bikes are true bicycles that appeal to urban riders looking for green and easy-to-park transportation, and they also attract recreational riders looking for a power-assist on roads and trails.

Because e-bikes can reach speeds over 25 m.p.h., and cost a good deal more than the 10-speed you rode in middle school, some states now require insurance. Their laws and regulations treat them like a motorcycle.

American Modern welcomes e-bikes in our Motorsports program. They get the same great coverage, options, and discounts that we offer to any standard motorcycle.  

For information only. Not applicable to all situations.

American Modern

American Modern is a widely recognized specialty insurance leader that delivers products and services for residential property--like manufactured homes and specialty dwellings--and for consumers in the recreational market, including owners of boats, personal watercraft, classic cars, motorcycles, ATVs and snowmobiles. For more information, visit