Prevention Tips

Smart Thermostats: Heat-beaters and Money-savers

by American Modern May 23, 2023

Summer’s here and temperatures are on the rise. If you’re looking for new ways to beat the heat, a smart thermostat might be the right solution: It can...


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Dos and Don’ts to Safeguarding Your Home While on Vacation

by American Modern May 21, 2023

"We live on the most boring street in the whole United States of America, where nothing even remotely dangerous will ever happen.” – Buzz McCallister, Home Alone Over the...


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Mid-Year Insurance Checklist

by American Modern May 19, 2023

With the year halfway through, summer is the perfect time to take a step back and reflect on the past few months. Take this opportunity to evaluate any...


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Hurricane Safety Kit

by American Modern May 17, 2023

The heart of hurricane season is approaching. Are you ready? Preparation is key to staying safe and protecting your property. Here are some ideas to help your planning...


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Prepare Your Pool for Child Safety

by American Modern April 20, 2023

Now that summer is in full swing, it’s likely that you and your kids are spending a lot of time cooling off by the pool. Here are some...


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6 Grilling Safety Tips

by American Modern April 19, 2023

According to the National Fire Protection Association, there’s an average of 8,800 home fires annually as a result of outdoor grilling. And more happen in July than in...


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5 Things to Know Before You Get Back on the Water

by American Modern April 19, 2023

Summer is right around the corner—and that means it’s time to take the boat out of winter storage. Although there will always be risks, some marine losses can...


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11 Pool Safety Tips to Help Avoid Accidents

by American Modern April 19, 2023

As the days get longer and the temps continue to rise, one thing is clear: Summer fun is right around the corner. For people who own pools and...


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Spring Flood Protection: How to Secure Your Home

by American Modern April 02, 2023

April showers bring May flowers – and sometimes a little flooding as well. While it's true that spring rains are great for new plant growth – which is...


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5 Steps to Cut Your Water Heating Bills

by American Modern February 25, 2023

Did you know that heating water for your faucets, showers and appliances can consume up to 20% of your home’s energy? That’s a big slice of any homeowner’s...


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Heat Up Valentine’s Day Without Burning Down Your Home

by American Modern February 13, 2023

Candles and romance go hand in hand on Valentine’s Day, but what starts as a warm glow could escalate into a dangerous fire. Although candles account for a...


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Prevent Frozen Pipes

by American Modern January 22, 2023

Freezing temperatures. Whiteout storms. Icy roads. And, worst of all, frozen pipes. While you’re probably going to have to tough out the first three, with a little know-how...


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10 Tips for Space Heater Safety

by American Modern January 22, 2023

People use space heaters every day to keep their homes warm when the air furnace is not heating properly, if the central heating is too costly, or even...


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How Much Snow Can Your Roof Handle?

by American Modern January 07, 2023

With several storms hitting the country in the past few weeks there might be quite a bit of snow on your roof.  The question: Can your roof handle...


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7 Ways to Stay Safe While Snowmobiling

by American Modern January 05, 2023

If you’re lucky enough to live in a winter wonderland, hitting the trails on your snowmobile is a great way to enjoy the outdoors. However, snowmobiles are fast...


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Rethink The Word “Valuables”

by American Modern December 31, 2022

Cash and jewelry aren’t the only items on thief’s must-have list. There are a lot of “soft” targets you may not have considered, too. Check out this list...


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End-of-the-Year Insurance Checklist

by American Modern November 09, 2022

At the end of each year, we are whisked through a series of holiday celebrations, all leading up to the most contemplative day of the year: New Year’s...


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9 Christmas Tree Pet Safety Tips

by American Modern November 08, 2022

If you have seen National Lampoon’s Christmas Vacation, you probably recall the tragic scene where Clark goes into the living room to find the string lights on the Christmas...


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11 Tips to Keep Your Pets Safe During the Holidays

by American Modern November 08, 2022

It’s likely you are revving up for this holiday season’s festivities with as much spirit and drive as Santa himself. You’ve found the perfect tree. The holiday bins...


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6 Tips to Help Prevent Theft During the Holidays and Beyond

by American Modern November 04, 2022

“We live on the most boring street in the whole United States of America, where nothing even remotely dangerous will ever happen.” – Buzz McCallister, Home Alone Planning on...


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8 Turkey Deep-Frying Safety Tips

by American Modern November 03, 2022

With Thanksgiving just around the corner, it’s no doubt that you have already started putting together a grocery list for the perfect holiday dinner. While sides like green...


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How Not to Be Gobbled Up by Thanksgiving Day Fiascos

by American Modern November 02, 2022

So, you’ve offered to host Thanksgiving this year. Hats off to you! Now for the fun part…a long list of holiday to-dos like braving the grocery store, ordering...


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Seasonal Cheer without Fire Fear

by American Modern November 02, 2022

Many of us take Christmas tree traditions very seriously. It is no wonder that trees are the centerpiece of our holidays and add a touch of magic and...


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Detect Home Emergencies with these 5 Devices

by American Modern October 29, 2022

You work hard to protect your house, but you can’t be expected to detect every danger that threatens it. What if you’re out of the house when a fire...


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Halloween Hacks that Protect against Rental Property Nightmares

by American Modern October 04, 2022

So, you’ve done the hard part and purchased a rental property. You’ve bought deadbolts, security devices, smoke detectors and fire extinguishers to keep your tenants safe. You’ve also...


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10 Safety Tips To Follow During Halloween

by American Modern October 03, 2022

The apples have been bobbed, the pumpkins are carved, the cobwebs are hung, and the spooky movie marathon has been viewed, leading up to one of the most...


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Fire Prevention Week: 11 Tips to Prevent Kitchen Fires

by American Modern September 12, 2022

Did you know that October 9-15 is National Fire Prevention week? While it may not be something you’re going to actually celebrate, it’s a great time to refresh...


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Safety Tips to Keep in Mind this Labor Day

by American Modern August 29, 2022

Labor Day is all about having fun in the sun and spending time with family and friends. But vacant homes, fireworks, grills, and even the sun can pose...


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Wildfire Emergency Evacuation Checklist

by American Modern August 27, 2022

During an emergency, there may be little or no time to think about what you need to do. This checklist is designed to help you prepare and respond...


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8 Tips to Help You Prepare for a Wildfire

by American Modern August 26, 2022

Wildfires happen quickly. Sometimes it's only a matter of seconds from spark to blaze. And once a fire begins, it can spread at a rate of up to...


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Earthquakes Can Happen Anywhere. Are You Ready?

by American Modern August 09, 2022

People living in earthquake-prone areas are generally more aware of earthquake safety than others. Consider California and its history of earthquakes, for instance. Awareness of the risk is...


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Help Protect Your Home with Fire-Resistant Landscaping

by American Modern August 05, 2022

Californians are no strangers to wildfires. In 2019 alone, 8,194 wildfires burned 259,148 acres in the Golden State, according to the Insurance Information Institute. With that in mind,...


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6 Smart Devices to Protect Your Home

by American Modern August 02, 2022

Summertime is vacation season. But being away can cause extra worries when it comes to home security. Whether you’re gearing up for the beach, heading to the lake,...


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Create a Five-Foot Buffer to Help Protect Your Home from Wildfires

by American Modern August 02, 2022

People living in California are keenly familiar with the risk of wildfire. Of the 4.5 million U.S. homes at high or extreme risk, more than 2 million of...


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Don’t Let Your Bonfire Go Up in Smoke with These 6 Tips

by American Modern July 29, 2022

Whether you’re roasting marshmallows at the campground or hanging out with friends in your backyard, bonfires are a fun way to keep warm and socialize. But fire is...


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Keep Grilling Safe this 4th of July

by American Modern June 28, 2022

4th of July is a wonderful time for family, friends, fun, freedom, and fireworks. But, outdoor grills, pyrotechnics, and unattended homes can also create dangerous situations. This week,...


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4th of July Safety Guide

by American Modern June 27, 2022

The 4th of July is a wonderful time for family, friends, fun, freedom, and fireworks. But, outdoor grills, pyrotechnics, and unattended homes can create dangerous situations. Keep these...


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Red, White, and Burnt: 4th of July Sun Safety

by American Modern June 27, 2022

The 4th of July is a wonderful time for family, friends, fun, freedom, and fireworks. But, outdoor grills, pyrotechnics, and unattended homes can also create dangerous situations. This...


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Secure Your Home this 4th of July

by American Modern June 26, 2022

4th of July is a wonderful time for family, friends, fun, freedom, and fireworks. But, outdoor grills, pyrotechnics, and unattended homes can also create dangerous situations. This week,...


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4 Tips to Keep 4th Of July Fireworks Safe and Fun

by American Modern June 25, 2022

4th of July is a wonderful time for family, friends, fun, freedom, and fireworks. But, outdoor grills, pyrotechnics, and unattended homes can also create dangerous situations. This week,...


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Check All Your Boxes with Our Insurance Checklist

by American Modern May 04, 2022

We know how life can get, so we totally get how easy it is to forget to update your home insurance policies when things change. But don’t worry!...


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Are You a New Landlord? You’ll Benefit From Having a Team of Pros Help You

by American Modern April 27, 2022

Owning a rental property is an investment in your financial future, and managing it is a business. The temptation to save some money by doing everything yourself is...


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How To Keep Your Home (and Santa) Safe from a Chimney Fire

by American Modern December 01, 2021

The tradition of Santa Claus entering people’s homes through the chimney goes back to pre-Christian times when European folklore characters were believed to use the chimney to deliver...


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Your Collector Car & Hurricanes: What You Should Know

by American Modern August 10, 2021

August and September are prime months for hurricanes. Your state’s emergency management agency, or the local Red Cross office, can provide detailed emergency planning information for your life...


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6 Wildfire Evacuation Preparation Tips

by American Modern July 14, 2021

While wildfire season often occurs during the summer, a wildfire could start at any time if the conditions are right. With how unpredictable and fast the wildfires are, surviving begins...


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7 Safety Tips for Pet Owners During Hurricane Season

by American Modern June 01, 2021

Let’s be real, if a situation is dangerous for you, it’s going to be dangerous for your pets too. This is especially true during hurricane season. Hurricanes, as...


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6 Simple Steps Can Help Minimize Your Exposure to Wildfires

by American Modern May 06, 2021

Wildfire risk used to be seasonal, but in many states, it is now a year-round risk. Brush and forest fires cause extensive damage every year, and it’s not...


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5 Things to Know Before You Get Back on the Water

by American Modern March 24, 2021

Summer is right around the corner—and that means it’s time to take the boat out of winter storage. Although there will always be risks, some marine losses can...


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11 Tips to Keep Your Pets Safe During the Holidays

by American Modern December 15, 2020

It’s likely you are revving up for this holiday season’s festivities with as much spirit and drive as Santa himself. You’ve found the perfect tree. The holiday bins...


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Thanksgiving: How Not to Be Gobbled Up by Thanksgiving Day Fiascos

by American Modern November 16, 2020

So, you’ve offered to host Thanksgiving this year. Hats off to you! Now for the fun part…a long list of holiday to-dos like braving the grocery store, ordering...


Read more

11 Safety Tips To Follow During Halloween

by American Modern October 23, 2020

The apples have been bobbed, the pumpkins are carved, the cobwebs are hung, and the spooky movie marathon has been viewed, leading up to one of the most...


Read more

Rethink The Word “Valuables”

by American Modern July 19, 2020

Cash and jewelry aren’t the only items on thief’s must-have list. There are a lot of “soft” targets you may not have considered, too. Check out this list...


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Stay Free (from Danger!) this 4th of July.

by American Modern June 28, 2020

The 4th of July is a wonderful time for family, friends, fun, freedom, and fireworks. But, outdoor grills, pyrotechnics, and unattended homes can create dangerous situations. The final...


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Pet Tips for Apartment Living

by American Modern May 20, 2020

According to the LA Times, more than 70% of apartment renters own pets, with cats and dogs being the most popular types. Regardless of whether you’re a cat-...


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Earthquakes Can Happen Anywhere. Are You Ready?

by American Modern March 10, 2020

People living in earthquake-prone areas are generally more aware of earthquake safety than others. Consider California and its history of earthquakes, for instance. Awareness of the risk is...


Read more

Halloween Hacks that Protect against Rental Property Nightmares

by American Modern October 23, 2019

So, you’ve done the hard part and purchased a rental property. You’ve bought deadbolts, security devices, smoke detectors and fire extinguishers to keep your tenants safe. You’ve also...


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Stay Free (from Danger!) this 4th of July. Part 4: Grill Safety.

by American Modern June 27, 2019

4th of July is a wonderful time for family, friends, fun, freedom, and fireworks. But, outdoor grills, pyrotechnics, and unattended homes can also create dangerous situations. This week,...


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Stay Free (from Danger!) this 4th of July. Part 3: Sun Safety.

by American Modern June 27, 2019

4th of July is a wonderful time for family, friends, fun, freedom, and fireworks. But, outdoor grills, pyrotechnics, and unattended homes can also create dangerous situations. This week,...


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Stay Free (from Danger!) this 4th of July. Part 2: Home Safety.

by American Modern June 26, 2019

4th of July is a wonderful time for family, friends, fun, freedom, and fireworks. But, outdoor grills, pyrotechnics, and unattended homes can also create dangerous situations. This week,...


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Stay Free (from Danger!) this 4th of July. Part 1: Firework Safety.

by American Modern June 25, 2019

4th of July is a wonderful time for family, friends, fun, freedom, and fireworks. But, outdoor grills, pyrotechnics, and unattended homes can also create dangerous situations. This week,...


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Don’t Get Burned this 4th of July

by American Modern June 11, 2019

According to the National Fire Protection Association, there’s an average of 8,800 home fires annually as a result of outdoor grilling. And more happen in July than in...


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