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Steer clear of the storm—we’ll help pay your way
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Steer clear of the storm—we’ll help pay your way

by American Modern May 14, 2024

When someone yells, “Get out of the way!” you should. In fact, we’ll pay you to do it.  One of the benefits of your Boat and Yacht policy is that we’ll cover part of the cost to move your vessel to safety when it’s threatened by a hurricane or named storm. 

Things happen fast when the weather turns, so plan ahead—don’t wait ‘til the storm is on your doorstep. For smaller watercraft, contact a hauling company to move it to inland storage. For larger watercraft, it’s probably much easier just to navigate out of harm’s way yourself as early as possible. Either way, we’ll reimburse you up to $500 for the cost; a higher reimbursement limit is available as an optional endorsement. 

Ask your agent now for a short form that lets us know where you’re normally moored and where you expect to be during an emergency. Then you can focus on acting quickly and show us your expense receipts later. 

You may never need it, but this policy perk will save you both money and a headache if you’re able to get out of the way when Mother Nature tells you to. 

For information only. Not applicable to all situations. 
Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA American Modern Insurance Company (Lic. No 2222-8). 

American Modern

American Modern is a widely recognized specialty insurance leader that delivers products and services for residential property--like manufactured homes and specialty dwellings--and for consumers in the recreational market, including owners of boats, personal watercraft, classic cars, motorcycles, ATVs and snowmobiles. For more information, visit amig.com.