collector car insurance | American Modern Insurance Group

Proper car maintenance and cleaning of your collector car are not optional—they are vital to ensuring you preserve your vehicle’s allure and value. Follow these 5 steps to give your ride some much needed TLC before you head out for the season’s collector car shows and parades.

Step 1: Paint

Get the most of your paint by applying a ceramic coating to provide a protective coating that can last years

Step 2: Jambs

Pay attention to the door jambs and the jambs inside the hood and the trunk
Clean door jambs thoroughly and apply wax
Avoid letting dirt and leaves build up in those areas

Step 3: Weatherstripping

Treat the rubber seals for the door and the trunk to keep them from getting hard and brittle, so they last longer and seal better

Step 4: Engine Compartment

Check if the engine has oil build up, use an engine degreaser to remove the residue before cleaning the engine compartment
Spray the engine compartment down with a multipurpose cleaner and wipe everything dry using old towels
If using water to spray off the engine, avoid getting the distributor or coil wet

Step 5: Interior

Vacuum and shampoo the carpet
Clean the seats with the appropriate cleaning solution for vinyl, leather, or cloth seats
Take the time to use a soft paint brush or toothbrush to clean the dash and get all the dust and dirt out of the small crevices
Chemically clean hard surfaces like the dash, door panels, and center console
Apply a protective coating to hard surfaces
Clean the glass thoroughly

Pay attention to small details when cleaning your collector car. Doing a thorough cleaning inside and out and maintaining the car regularly will make the upkeep easier and your ride more enjoyable.

For information only. Not applicable to all situations.

When someone yells, “Get out of the way!” you should. In fact, we’ll pay you for getting out of the way. One of the benefits of your Collector Vehicle policy, is that we’ll cover part of the cost to move your vehicle(s) to safety when it’s threatened by a storm, wildfire, or other pending disaster such as a flood.

A little advance planning is needed. For a collector car, just drive or tow it away from the impending disaster. We’ll reimburse you up to $200 for that cost.

Your agent may provide you with a short form that lets us know where you are normally garaged, and where you expect to be during an emergency. Otherwise, it’s just a matter of acting quickly and then showing us your expense receipts later.

You may never need it, but this policy perk will save you both money and a headache if you don’t get out of the way when you can.

For information only. Not applicable to all situations.
Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA American Modern Insurance Company (Lic. No 2222-8).