Tag Archives: home

Why skirting is a must for manufactured homes

When choosing a manufactured home that fits your style and needs, it’s important to remember to buy and install the skirting. Not only is the skirting used to give the home a more finished look and to tie the whole exterior together, but it is also necessary for the well-being of your home.  Continue reading

Your guide to winter maintenance

Although winter officially begins with the Solstice on December 21st, many states have already experienced their fair share of freezing temperatures and snowfall. Before the weather becomes even more severe, make sure you start preparing your home for cold temperatures. Our winter maintenance tips will help protect your home inside and out.

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6 tips to help prevent theft during the holidays and beyond

“We live on the most boring street in the whole United States of America, where nothing even remotely dangerous will ever happen.”

– Buzz McCallister, Home Alone

Planning on traveling for the year-end holidays? Insurance claims tend to peak toward the end of the year, mostly due to holiday travels and all of the valuable gifts left behind at home. By following these mischief-deferring tips, you can protect yourself and your belongings this holiday season.

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9 tips to help you prepare for a wildfire

Wildfires happen quickly. Sometimes it’s only a matter of seconds from spark to blaze. And once a fire begins, it can spread at a rate of up to 14 miles per hour. With that in mind, the message to homeowners is simple: Be ready. You will have precious little time to react once a wildfire gets started. Since planning ahead is critically important, we created a lineup of important things to remember and prepare for as wildfire season approaches. 

  • Post a contact list in your home. The list you create will be unique to your situation, but it should include local emergency numbers, contact information for a friend or relative who lives outside your area, and information for getting in touch with your insurance agent. Be sure to add the emergency numbers to the contact list on your cell phone.
  • Know emergency warnings and alerts. The National Weather Service (NWS) issues red flag alerts when weather patterns are identified that could contribute to extreme fire danger. A fire weather watch is issued when critical fire weather conditions are possible but not imminent. A red flag warning urges residents to take extreme caution because fires are ongoing or expected to occur shortly. And an extreme fire behavior alert indicates that a wildfire is likely to rage out of control.    
  • Stay informed. Start by downloading the Be Smart. Know Your Alerts and Warnings document at ready.gov/prepare for a summary of available notifications. It’s important to know how to receive timely information about weather conditions and other emergency information, and this is a good place to start. You can also tune in to local news radio and television for up-to-the-minute coverage of the weather. Some communities offer text or email alerting systems, or you can purchase an NOAA Weather Radio (NWR) to receive broadcast alerts directly from the National Weather Service.
  • Gather important documents and belongings. If you and your family are forced to evacuate, you may need to take necessary medications and prescriptions with you, as well as eyeglasses, hearing aids and any medical equipment. Hard drives or portable flash drives with important documents should be on your to-go list, along with certain irreplaceable items, such as photos, mementos and jewelry that can be easily transported with you. Put everything in a to-go bag or container that you can grab in a hurry. You will also need quick and easy access to your car keys, driver’s license, cell phone (and charger), and credit cards or cash.
  • Plan your evacuation routes. Ideally, you should be familiar with at least two ways to exit your neighborhood in case some of the roads are blocked. Of course, you need to make sure your vehicle has plenty of gas at all times. Your community may have an evacuation plan of its own, which could include information for people with disabilities, pets, service animals and livestock. You probably won’t have much time to evacuate, so back your vehicle into the garage or driveway so it faces the direction of your escape.
  • Arrange for temporary housing. Identify a place to stay in the event that you have to leave your home. This could be the home of a friend or relative who lives outside your area. If you need to go to a shelter, find out ahead of time where the emergency shelters are located or contact the American Red Cross for additional information.      
  • Take care of your pets. You may need to find your furry friends in a hurry, so don’t let them wander off. Be sure to also include them in your evacuation plans. Shelters typically accept service animals, but they don’t always accommodate pets. Call ahead so you know the rules in advance.
  • Plan for communicating with your loved ones. Because you can’t assume that your entire family will be together when a wildfire strikes, it’s important to agree on how you will communicate and where you will meet. Texting is easier and often faster than calling someone, but cell phone batteries can die, so experts recommend recording important numbers on a piece of paper and stashing it in your wallet.
  • Prep your property. Click here for steps to take before, during and after a wildfire to help protect your home.

When it comes to wildfires, preparation is critical. Take some time to plan ahead, and you’ll be ready if and when a wildfire strikes.

Download this infographic and share it with all those who may be affected by wildfires this year.

CS_N_23052_PH_Wildfire-Infographic_FA-1

For information only. Not applicable to all situations.

Create a five-foot buffer to help protect your home from wildfires

People living in California are keenly familiar with the risk of wildfire. Of the 4.5 million U.S. homes at high or extreme risk, more than 2 million of them are in the Golden State, according to the Verisk 2019 Wildfire Risk Analysis. If you’re wondering what you can do to mitigate the risk to your home, it all begins with preparation – particularly in the area immediately surrounding the structure. Ideally, this defensible space should act as a buffer to slow or stop the wildfire. That gives your home a better chance of surviving the fire, and it helps protect the firefighters who may be defending it.

The five-foot rule   

Zone 1, sometimes called the ignition resistant zone, is the area of defensible space within five feet of your home. When properly cared for, this area can help prevent wildfire from destroying your home. It’s important to keep in mind, however, that fires don’t always start with direct flame contact. In fact, an estimated 80 percent of homes are destroyed by ember intrusion, and zone 1 is the most vulnerable area. It only takes one ember to wreak havoc on your home, and a wind-driven wildfire can produce thousands of embers capable of traveling more than a mile.

With that in mind, here’s what you need to know about making sure the five-foot area around your home is fire-ready.

  1. Make it a fuel-free zone. Start by removing all combustible vegetation, such as mulch, leaves, and pine needles, as well as dead or dying trees, shrubs, weeds, grasses, and ground cover. Carefully inspect decks and porches where these highly flammable items can easily hide. Areas beneath a deck can harbor growth that turns into the dry brush, or fire fuel. Any debris in the roof and rain gutters should be routinely removed as well.
  2. Remove all combustible materials. During the fire season, you’ll want to remove everything from firewood and patio cushions to garbage and recycling bins. Be extra vigilant about pulling items out from under decks and porches where they may have accidentally slipped in through cracks and openings. And don’t overlook the doormat, which could also be highly flammable. Opt for a heavy rubber or metal grate option instead.
  3. Prune low-hanging tree branches. Tree limbs should be pruned at least 10 feet from the chimney and stovepipes – and away from the roof in general. Increase the height from the surface to the base of the tree crown, and thin the foliage to reduce density. Beware of ladder fuels or any vegetation that can carry a fire from the surface or low-growing plants to taller plants. All tree foliage should be confined to the crown area, far away from any surface plants below.
  4. Reduce fire ignitions in gutters. To keep fuel sources from accumulating in gutters, you may want to install non-combustible gutter guards. Wind-blown fire embers can easily land in gutters, igniting leaf litter, pine needles, and other combustible materials. To be safe, inspect your roof and gutters at least two times a year to make sure no flammable debris has collected.
  5. Protect vulnerable areas. You’ll quickly discover that 1/8-inch wire mesh is your friend, and can be used to cover up everything from exterior attic vents to the areas below decks and porches where debris and combustible materials can accumulate. Embers may collect along the sides of the home where they are then drawn into crawl spaces, eaves, and attics. To reduce the possibility of ember intrusion, your vents can be retrofitted. It’s as simple as installing the 1/8-inch mesh over or behind crawl spaces, round bird blocking ventilation holes, eaves, and gable vents. Ember-resistant vents or prefabricated vents with 1/8-inch mesh are another option.
  6. Choose fire-resistant landscaping. Some of the more sensible options include shrubs that shed their leaves annually and grow low to the ground, flowering plants with non-woody stems, rock mulches, and hard surfaces. Avoid ornamental conifers such as Thuja Green Giants and juniper and cypress varieties, which are especially flammable and should not be grown in the defensible zone. Their foliage contains highly volatile oils and waxes, which makes them particularly vulnerable to both burning embers and direct flames.
  7. Keep structural repairs up-to-date. Loose or missing roof shingles should be repaired and replaced. This will prevent any embers from penetrating the roof where they can ignite the structure. The same is true of damaged window screens and broken windows.

While it’s not possible to completely protect your home from a raging wildfire, you can take some important steps to mitigate the risk. It may be your best defense when the fire season arrives.

Download this infographic and share it with all those who may be affected by wildfires this year.

CS_R_20043_WildfireEvacPrep-infographic-re4

For informational use only. Not applicable to all situations.

Sources:

·       https://www.nfpa.org/Public-Education/Fire-causes-and-risks/Wildfire/Preparing-homes-for-wildfire

·      https://jacksoncountyor.org/emergency/DesktopModules/Bring2mind/DMX/API/Entries/Download?Command=Core_Download&EntryId=40983&language=en-US&PortalId=13&TabId=1549

·        Preparing Your Home for a Wildfire, Rivington Partners

·        Protecting Your Home from Embers, Rivington Partners

·        Reducing Fire Ignitions in Gutters, Rivington Partners

Help protect your home with fire-resistant landscaping

Californians are no strangers to wildfires. In 2019 alone, 8,194 wildfires burned 259,148 acres in the Golden State, according to the Insurance Information Institute. With that in mind, you’ll want to do everything possible to protect your home. That often begins with a fire-resistant landscape, or plants with foliage and stems that don’t significantly fuel or intensify the fire. Here’s a simple guide to get you started.

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Dos and don’ts to safeguarding your home while on vacation

“We live on the most boring street in the whole United States of America, where nothing even remotely dangerous will ever happen.”


– Buzz McCallister, Home Alone

Over the course of this summer, half of the American population are setting their emails to “out-of-office,” packing their bags and embarking on vacations. While you’re jotting down a list to remember everything from sunscreen to passports, we have prepared a list that will help prep your home for security while you are away. Even if you think you “live on the most boring street in the whole United States,” following these tips will help you feel better about leaving your home. Continue reading

Secure your home this 4th of July

4th of July is a wonderful time for family, friends, fun, freedom, and fireworks. But, outdoor grills, pyrotechnics, and unattended homes can also create dangerous situations. This week, we are sharing various safety tips to ensure your Independence Day is both fun and safe. Today’s topic is home safety.

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