Tag Archives: maintenance

End-of-the-year insurance checklist

At the end of each year, we are whisked through a series of holiday celebrations, all leading up to the most contemplative day of the year: New Year’s Eve. Whilst reflecting on our accomplishments and goals, it’s easy to forget about the logistics of updating our home insurance policies to include all of the newly acquired belongings in our lives and evaluate what’s new or old in our homes. We have created a seamless checklist to make this process a breeze, so you can focus on ringing in 2023 knowing you’re prepared for any surprises that life has in store in the upcoming year.

Continue reading

5 steps to winterize your boat the easy way

It happens every year. The season comes to an end, and we have to put our boat away for the winter. Before you say your final farewell, however, take a little time for some maintenance. Handling these five winterization steps now, says Derek Wolfe, Watercraft Claims Specialist at American Modern, will make saying hello to your boat next spring even more joyful.

  1. Before winter storage, clean out all the damp and wet materials including any fabrics that can hold moisture. This will help prevent musty smells in the boat after the long winter.
  2. Be sure to clean and protect the canvas that protects your boat all season long. The reason for most canvas leaks is due to dirt being trapped between the canvas threads. The dirt will act like a funnel and allow water to pass straight through. Don’t forget to reapply a protectant to the canvas to preserve it from the elements.
  3. One of the most highly neglected boating accessories is not even on the boat—it’s the trailer your boat sits on. You trust the trailer to get your boat to and from the lake, but it’s rarely maintained until something breaks. Maintenance tasks such as brake service, paint protection, tire checks, lubing, and greasing the brakes and bearings will keep your trips on schedule.
  4. Remember to pull your boat’s hull drain plug when it’s stored out of the water. If your shrink-wrap or covers fail during the off-season, rainwater buildup could fill the bilge and submerge the motor and systems for a long period of time. That’ll ruin next season in a hurry!
  5. Be sure to have your boat, motor, and all systems professionally winterized. Most important, remember to have marine antifreeze installed. Marine antifreeze not only protects the systems from freezing temperatures, but it has corrosion inhibitors that help control the decay of metals inside the cooling systems. Relying on a knowledgeable marine service professional can put your mind at ease, because typically damage from freezing is not covered by most insurance policies.

For information only. Not applicable to all situations.

Your guide to fall home maintenance

Fall is finally here! Most of you are probably excited for cooler weather, and various fall season activities: pumpkin patches, hayrides, corn mazes, haunted houses, apple picking and a lot more. But keep in mind that fall is also the time to maintain your home and prepare it for the cooler temperatures. We came up with a short list of maintenance tips to help keep your home in top condition this fall.

Continue reading

Your collector car & hurricanes: What you should know

August and September are prime months for hurricanes. Your state’s emergency management agency, or the local Red Cross office, can provide detailed emergency planning information for your life and home. But what about your special car? Here’s some advice.

Continue reading

Help protect your home with fire-resistant landscaping

Californians are no strangers to wildfires. In 2019 alone, 8,194 wildfires burned 259,148 acres in the Golden State, according to the Insurance Information Institute. With that in mind, you’ll want to do everything possible to protect your home. That often begins with a fire-resistant landscape, or plants with foliage and stems that don’t significantly fuel or intensify the fire. Here’s a simple guide to get you started.

Continue reading

Our top 5 tips for collector car maintenance

Seasonal tips for taking care of your collector car aren’t hard to find. There are plenty of get-ready-for-spring or prep-for-storage articles out there. But what about those blissful months in between, full of joyrides and evening drives? What about the all-the-time preventive care that can keep your baby on the road and out of the shop?

Whether you’re taking it for a spin or taking it to a show, protect your collector vehicle every day with these essential maintenance tips.

  1. Keep it clean: Classic cars need to be kept clean at all times. The entire car should be washed often—this means the exterior, undercarriage and even the seating area. Grab a bucket and a rag and get to work!
  2. Maintain fluid levels: Keeping fluids in your car is possibly the most important thing you can do. Check and maintain oil, brake fluid, windshield wiper fluid and radiator coolant to prevent overheating and keep your car running smoothly.
  3. Inspect hoses: When temperatures rise, hoses can get brittle and break. The hose itself is typically not an expensive part—but a busted one can be expensive or dangerous. (For example, if a leak shoots fuel onto the distributor, you could have a fire on your hands.) Keep up with the maintenance schedule and replace hoses when needed.
  4. Check wires: Your wiring should be tucked away all nice and neat. Be sure it’s not resting on the exhaust manifold or the header.
  5. Store it right: Proper storage will protect your car from the elements and slow down the aging process. Your car needs a dry environment with a stable temperature so it doesn’t degrade.

These preventive maintenance tips can help keep your collector car running smoothly so you can preserve it for generations to come. Enjoy the drive!

For informational purposes only and may not be applicable to all situations.

Your guide to summer maintenance

The first day of summer is almost here! Time to start tackling some those home care projects on your list. Home improvement stores are full of warm-weather ideas for sprucing up your space—but first, let’s take care of some essential maintenance. Here’s a list to get you started.

Please share this maintenance guide with your customers to help keep their homes safe and sound this summer.

CS_N_24001_Summer-Infographic_FA

Continue reading