Tag Archives: safety tips

4 key snowmobiling safety tips for navigating the winter wonderland

The snowflakes slowly begin to fall, the weather drops to bitter cold temperatures and the time has come to uncover your snowmobile for the season. But before you do, it’s important no matter if you’re a first timer or seasoned rider, that you prioritize safety while operating the machine.

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10 safety tips to follow during Halloween

The apples have been bobbed, the pumpkins carved, the cobwebs hung, and the spooky movies survived (barely). Halloween. It’s one of the most anticipated nights of the year for both kids and adults.  

But if you’re not careful, Halloween can also be frightening. According to SafeKids.org, more than 3/4 of parents report having safety concerns about Halloween—but only 1/3 of them talk to their little goblins about it every year.1 As you and your little ones canvass for candy, these helpful tips and tricks can help keep this year’s fright night safe and sweet. 

  1. Check your smoke detectors. With a neighborhood full of glowing jack-o-lanterns and driveway firepits, it’s a good idea to doublecheck that your home isn’t haunted by dead batteries.
  2. Wear comfortable costumes that glow in the dark. Inexpensive reflective tape increases visibility and is a great accessory for any costume, from pirates to princesses. It’s also great for trick-or-treat bags. Other handy items: flashlights or glow sticks. The safest costumes are bright, colorful or reflective—or even better, all three.
  3. Makeup matters. Using non-toxic makeup is important. Either way, it’s always smart to do a small skin test first. Put a small amount on the arm; if a rash, redness, swelling, or other signs of irritation develop, that’s a sign of a possible allergy. (Extra tip: Check the FDA’s list of color additives to see if the colors are FDA approved.)
  4. Opt for flame-fighting costumes. You never know if you’ll end up fireside making s’mores and telling ghost stories as the night goes on. So, always make sure costumes say “flame resistant” on the label. Believe it or not, some costumes are quite flammable and may even have a “keep away from flames” warning. If you make your costume, flame-resistant fabrics such as polyester or nylon are a safer choice.
  5. Choose your “weapons” wisely. Make sure any toy swords, devil’s forks, wands and knives are soft and flexible. It’s easy for children to get excited about their character. So while they are flexing their imagination, make sure their props are safe and not harmful to others.
  6. Scrap the decorative or colored contact lenses. The FDA, the American Academy of Ophthalmology, and other eye care organizations discourage the use of these costume lenses. Without a valid prescription, the involvement of a professional, or appropriate follow-up care, they can lead to significant risks of eye injuries, including blindness.
  7. Handle candy with care. Up-cycling bags and containers can be creative and environmentally friendly, but be sure yours didn’t previously contain any harmful toxins, household cleaners, or other possibly poisonous material. Also, both kids and adults shouldn’t eat candy until it has been inspected at home. No nibbling along the way! Avoid any candy that’s homemade or looks like the packaging has been tampered with.*
  8. Be safe on the street. Remind your child of the basics: looking both ways before crossing (at corners with cross walks only), having a buddy to hold hands with while crossing the street, and not talking to strangers. It’s also smart to make sure your child has their phone number and address either memorized or in a safe place.
  9. No lights, no treats. Houses that don’t look like they’re part of the Halloween fun should be skipped.
  10. In case of tricks, act fast. Egging is still a popular, but dreaded Halloween trick. Did you know that if a smashed egg is left too long on your house or car, it could damage the paint? Keep an eye open and tell your neighbors of any mischief-makers to help keep your neighborhood safe.

From all of us at American Modern, we wish you and your family a safe and fun Halloween! 

*If you have questions or someone you know has been exposed to a potentially harmful substance, call the American Association of Poison Control Centers immediately at (800) 222-1222. They’re available 24 hours a day. In case of an emergency, call 911 immediately.
 

1 https://www.safekids.org/sites/default/files/documents/ResearchReports/halloween-research-report.pdf 

For informational purposes only and may not be applicable to all situations.

E-bike riding tips for every cyclist

When you think of metropolitan streets, you typically picture lots of cars, buses, trucks—in other words, traffic. The overcrowded streets often deter cyclists from venturing downtown. But that’s what electric bikes are for.

Urban riders have found a new way to get around town. E-bikes provide a sustainable and effective way to get from place to place without sitting in miles of traffic or even hunting down a parking spot.

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Safety first: 5 tips for a safe and enjoyable Labor Day weekend

Barbeques, fireworks, bonfires, boating and long days in the sun are just some of the many ways millions of Americans celebrate Labor Day weekend. Whether they be traveling or hanging out in the backyard, everyone finds a way to enjoy the remainder of the summer days before the fall weather makes an appearance.    

Wherever you and your family may find yourselves, safety precautions might be the last thing on your mind this holiday weekend. Pushing them to the backburner can lead to injuries or accidents that could have been easily prevented if proper safety measures were taken prior.   

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Enjoying summer on the water: Essential boating safety tips

The heat of the summer continues to drive more than 100 million Americans to spend their days boating on the water each year, according to the National Marine Manufacturers Association. Swimming, tubing, fishing, there is always something for everyone to enjoy to escape the blistering temperatures.   

But no matter if you are operating a boat or merely along for the ride, boating can pose many dangers if safety isn’t taken seriously. According to the United States Coast Guard, there were 564 fatalities and 2,126 injuries involving boats in 2023. Risks can include drowning, crashing, hazardous conditions, not being aware of your surroundings and countless other injuries that can occur on and off the boat.   

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5 window safety tips

Everyone loves a warm summer breeze coming in from the window. Maybe you’re working or relaxing, or simply enjoying the nice weather. However, it’s always important to remember window care is about more than just keeping them shiny.

  1. Always lock your windows before going to bed

It’s a good idea to make locking your windows part of your nighttime routine. Just like locking the doors, a sturdy lock on a window can prevent unwanted intruders.

      2.   Don’t rely on screens for anything other than bugs

Just because your window has a screen doesn’t mean it’ll catch anything that falls out of it—including pets and children. Screens are meant to keep bugs out.

      3.    Keep furniture or steady objects away from the windows

Cats, small dogs, and children are adept at climbing on things. Even if your window is far away from the ground, it’s best to make sure no loved ones are able to climb up and potentially fall out.

     4.    Trim bushes and branches near ground-level windows

Intruders tend to look for places where they can hide easily. Trimming any bushes or branches  near the window makes it a much less sneaky spot for anyone trying to stay stealthy.

     5.    Consider replacing windows

Make sure you know how old your windows are and if they need any maintenance. This could be especially important if you live on or near a coastline that sees a lot of hurricanes or strong storms.

Windows are one of the many joys of owning a home—but are also consistently overlooked. Stay safe with these window tips.

For informational use only. Not applicable to all situations.

Sources:

https://www.americanwindowcompany.com/

https://ibhs.org

https://todayshomeowner.com/

7 tire safety tips for a smooth ride

“Where the rubber meets the road” is more than just an expression. Enjoyable and safe motorcycling is a partnership between how well your tires grip the road and your skill as a driver. Follow these 7 tire safety tips for a smooth ride:

  1. Start Off Slow: Ride slowly for a few miles to let the tires warm up before accelerating and cornering normally. This is especially important in the spring and fall when morning temperatures can be much cooler than in the afternoon.
  2. Road Conditions: An older road with a worn finish or one covered with leaves, water, or dirt gives less traction regardless of the tires’ condition. Use caution when driving on unmaintained roadways.
  3. Keep an Eye on Inflation: Overinflated tires have less road traction and amplify the effects of poor road conditions. Underinflated tires will make your motorcycle feel unstable. 
  4. Check Tire Pressure: Tire pressure should be checked weekly, if not before every ride. Be sure to follow the manufacturer’s specs. A true pressure reading is especially important in hot and cold weather as temperatures could affect your tire pressure readings!
  5. Pressures May Vary: Tire pressure isn’t one-size fits all. The recommended tire pressure may be different if you’re carrying a passenger or cargo. Remember to factor in the weight of any added accessories such as a cargo bag or items packed in the saddlebags.
  6. Examine the Tires: Regularly check your tires’ wear, including wear bars and tread depth. Worn out tires can quickly lose traction. Plus, look for cuts, cracks, and embedded stones or nails which are cause for replacement.
  7. New Tires Beware: New tires can be slick! Take extra care until your tires are sufficiently broken in, which maximizes your traction.

Get to know your tires. Just like your helmet, they’re essential safety equipment!

For informational purposes only and may not be applicable to all situations.

Safety tips to keep in mind this Labor Day

Labor Day is all about having fun in the sun and spending time with family and friends. But vacant homes, fireworks, grills, and even the sun can pose unwanted threats to your time off. We have some ideas to help protect you and your home this Labor Day, so you can relax and have fun.

Don’t forget to share this guide on your social networks in time for the holiday weekend.

For information only. Not applicable to all situations.

7 golf cart safety tips

They’re not just for golf anymore! Golf carts can be found everywhere from retirement communities to college campuses. Some states have even passed laws allowing them to putter down public streets. But despite their lower speed, golf carts are legitimate vehicles that demand safe driving. Check out these 7 safety tips before you hit the road or the course.

  1. Check Licensing Requirements: Do you need a driver’s license to drive a golf cart? It depends on where you live. Find out what’s required in your state before getting behind the wheel.
  2. Stay Inside: Those open sides may be tempting but it’s important to keep all arms and legs inside the vehicle at all times, except when signaling. 
  3. Signal Turns Manually: Golf cart turn signals are small and hard to see. Always use hand signals to indicate you intent to turn.
  4. Don’t Overcrowd: Only carry the number of permissible passengers, which will typically be the number that you have seats and seatbelts for. No one should be sitting on the floor or someone’s lap.
  5. Yield to Pedestrians: Just like when you’re in a car, pedestrians have the right of way. Be sure to follow all the rules of the road and stop and let them cross before carrying on with your drive.
  6. Stay Sober: Alcohol can seriously impede your ability to safely operate any vehicle, including golf carts. Depending on your state, you could even receive a DUI for driving a golf cart under the influence.
  7. Consider Insurance: Golf cart insurance isn’t just a good idea for accidents, in some states it’s mandatory. Talk to your insurance agent about golf cart insurance.

For informational purposes only and may not be applicable to all situations.

Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1.)

Red, white, and burnt: 4th of July sun safety

The 4th of July is a wonderful time for family, friends, fun, freedom, and fireworks. But, outdoor grills, pyrotechnics, and unattended homes can also create dangerous situations. This week, we are sharing various safety tips to ensure your Independence Day is both fun and safe.  This blog all about sun safety!

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