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The snowflakes slowly begin to fall, the weather drops to bitter cold temperatures and the time has come to uncover your snowmobile for the season. But before you do, it’s important no matter if you’re a first timer or seasoned rider, that you prioritize safety while operating the machine.
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For the perfect holiday dinner, casseroles and cranberries, stuffing and sweet potatoes are all crowd favorites. But turkey is still the start of the culinary show. Of course, not all birds are prepared the same way. Some are slowly oven-roasted and basted for hours, others stuffed with vegetables and bread. And then there are the deep-fried. Many folks swear it’s the juiciest, tastiest way to cook a turkey, and it certainly saves time. But it also creates a lot of safety concerns, from cooking fires to serious burns.
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So, you’ve done the hard part and purchased a rental property. You’ve bought deadbolts, security devices, smoke detectors and fire extinguishers to keep your tenants safe. You’ve also created the perfect lease to outline the terms and conditions of what you expect from your tenants. If you haven’t talked to your American Modern® insurance agent about the right insurance coverage for your rental property, you could face some sleepless nights worrying about what could possibly go wrong.
The apples have been bobbed, the pumpkins carved, the cobwebs hung, and the spooky movies survived (barely). Halloween. It’s one of the most anticipated nights of the year for both kids and adults.
But if you’re not careful, Halloween can also be frightening. According to SafeKids.org, more than 3/4 of parents report having safety concerns about Halloween—but only 1/3 of them talk to their little goblins about it every year.1 As you and your little ones canvass for candy, these helpful tips and tricks can help keep this year’s fright night safe and sweet.
From all of us at American Modern, we wish you and your family a safe and fun Halloween!
*If you have questions or someone you know has been exposed to a potentially harmful substance, call the American Association of Poison Control Centers immediately at (800) 222-1222. They’re available 24 hours a day. In case of an emergency, call 911 immediately.
1 https://www.safekids.org/sites/default/files/documents/ResearchReports/halloween-research-report.pdf
For informational purposes only and may not be applicable to all situations.
Walking into your home and seeing unexpected puddles of water pooling on the floor, or water leaking from the ceiling, can be a nightmare. Water damage is devastating to you and your wallet.
The good news is that many low-cost smart home water sensors, can help take away the nightmares and give you peace of mind. Even if you’re away from home, these devices often have the ability to detect early signs of leakage before disaster happens.
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When you think of metropolitan streets, you typically picture lots of cars, buses, trucks—in other words, traffic. The overcrowded streets often deter cyclists from venturing downtown. But that’s what electric bikes are for.
Urban riders have found a new way to get around town. E-bikes provide a sustainable and effective way to get from place to place without sitting in miles of traffic or even hunting down a parking spot.
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Barbeques, fireworks, bonfires, boating and long days in the sun are just some of the many ways millions of Americans celebrate Labor Day weekend. Whether they be traveling or hanging out in the backyard, everyone finds a way to enjoy the remainder of the summer days before the fall weather makes an appearance.
Wherever you and your family may find yourselves, safety precautions might be the last thing on your mind this holiday weekend. Pushing them to the backburner can lead to injuries or accidents that could have been easily prevented if proper safety measures were taken prior.
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The heat of the summer continues to drive more than 100 million Americans to spend their days boating on the water each year, according to the National Marine Manufacturers Association. Swimming, tubing, fishing, there is always something for everyone to enjoy to escape the blistering temperatures.
But no matter if you are operating a boat or merely along for the ride, boating can pose many dangers if safety isn’t taken seriously. According to the United States Coast Guard, there were 564 fatalities and 2,126 injuries involving boats in 2023. Risks can include drowning, crashing, hazardous conditions, not being aware of your surroundings and countless other injuries that can occur on and off the boat.
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Sunburns are part of summer. Grill and fire burns shouldn’t be. Unfortunately, an average 8,800 backyard grill outs a year are involved in a home fire—that’s according to the National Fire Protection Association.1 They also say it happens most often in July.
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The heart of hurricane season is approaching. Are you ready? Preparation is key to staying safe and protecting your property. Here are some ideas to help your planning when you think about a potential evacuation and supplies to have on hand.
Be sure to share these tips on social networks to help your friends and family prepare.
CS_N_23052_PH_Hurricane-Infographic_FA-1For information only. Not applicable to all situations.
Nothing screams summer like packing up the car and heading down to the lake house. Living by the water provides a constant source of entertainment. But while swimming, boating, and hanging out by the fire can be a ton of fun, they also pose numerous safety risks. If you own or visit a waterfront property, check out our ultimate lake house safety guide to help keep your family safe on and off the water.
Water Safety
Boating Safety
Bonfire Safety
For informational purposes only and may not be applicable to all situations.
Any day spent on the water is a good day. And who wouldn’t want more fun, sun and getting nothin’ done? Whether you’re a do-it-yourselfer or you rely on the pros, you can help your boat run well, stay safe and last a long time. The key is investing some time in regular boat maintenance.
Doesn’t matter if you’re out for family, fun or fishing, take good care of your boat and it’ll return the favor. Here’s a quick maintenance checklist for keeping your boat ship-shape.
For information only. Not applicable to all situations.
“We live on the most boring street in the whole United States of America, where nothing even remotely dangerous will ever happen.” – Buzz McCallister, Home Alone
This summer, half of America will set their emails to “out-of-office,” water their plants and venture out on vacation. While you’re busy with your packing list, we have another list that can help. So you can get ready to go—and get your home ready to stay secure while you’re gone.
Even if you think you live on the most boring street in the whole United States, following these tips will help you feel better about leaving your home alone.
“Where the rubber meets the road” is more than just an expression. It’s the moment of truth. The time for talking is done and someone (or something) is either going to perform or fall short. For a safe, enjoyable, smooth motorcycle ride, how well your tires perform ranks right up there with your driving skills.
Just like your helmet, tires are essential safety equipment. Make sure yours are ready to grip the asphalt when it counts with these tips:
Start off slow: Ride slowly for a few miles to let the tires warm up before accelerating and cornering normally. This is especially important in the spring and fall when morning temps can be much cooler than the afternoon.
Watch road conditions: An older road or one covered with leaves, grass clipplings, water, or dirt offers less traction—no matter what shape your tires are in. Use caution when driving on unmaintained roadways.
Get a feel for inflation: Overinflated tires have less road traction and amplify the effects of poor road conditions or sudden moves. Underinflated tires will make your motorcycle feel unstable.
Check pressure again: Tire pressure should be checked before every ride, if possible, or at least weekly. Be sure to follow the manufacturer’s recommendations. This is especially important in hot and cold weather as temperatures can actually change your reading.
Pressures may vary: Tire pressure isn’t one-size fits all. The recommended tire pressure may be different if you’re carrying a passenger or cargo. Remember to factor in the weight of any added accessories like a cargo bag and any saddlebag items.
Examine the tires: Regularly check your tires’ wear, looking at wear bars and tread depth. Worn out tires can quickly lose traction. Plus, look for cuts, cracks, and embedded stones or nails which are cause for replacement.
New tires beware: New tires can be slick! Take extra care until your tires are broken in well enough to maximize your traction.
For informational purposes only and may not be applicable to all situations.
Candles and romance go hand in hand on Valentine’s Day, but what starts as a warm glow could escalate into a dangerous fire. Although candles account for a small percentage of total home fires, they can still spark serious damage. Keep these tips in mind this Valentine’s Day to make sure it’s love, and not smoke, that’s in the air.
Tie-downs are crucial when it comes to the safety of any manufactured home. Because manufactured homes are very lightweight, strong winds are more likely to get under and lift the home. If your mobile home is not tied down, it could get rolled or flipped in a tornado or severe windstorm. Continue reading
Space heaters are pretty popular for a reason. When the furnace is on the fritz or when heating the whole house simply costs too much, they can take the chill off and maybe save you money. But they can also be a significant fire hazard if they’re not used the right way. Don’t let things get too toasty this winter. Handle your heater with care. Continue reading
Halloween is a few short days away, and under the cover of the dark web, cyber criminals are refining their sinister methods. And they’re only getting more sneaky and destructive.
They’re not just for golf anymore! Golf carts can be found everywhere from retirement communities to college campuses. Some states have even passed laws allowing them to putter down public streets. But despite their lower speed, golf carts are legitimate vehicles that demand safe driving. Check out these 7 safety tips before you hit the road or the course.
For informational purposes only and may not be applicable to all situations.
Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1.)
Social media makes it easy for you to leave a trail of personal information that you may not want to share with advertisers, analytics companies, or people other than your connections. Take charge of your online privacy with these 6 tips.
Public Wi-Fi spots are everywhere these days. They’re convenient, especially when you’re on the go, but they could also leave your information vulnerable. Here are 3 tips to help you stay safer if you end up having to use public Wi-Fi.
Did you know that Americans check their phone on average 80 times a day? Surprising, right? Unfortunately, the amount of times that our phones can be compromised is surprisingly high as well. And because mobile phones are so valuable to hackers, more and more new exploits are being discovered.
